IFRS Pension
We are specialists in collective pension schemes for large companies in the Netherlands. We have extensive experience in obtaining a DC (Defined Contribution) qualification for a DB (Defined Benefit) average salary scheme. Whether this is possible depends on several factors, such as the company’s indexation policy. During an intake meeting, we discuss the specific characteristics of your pension scheme. Based on this, we can immediately indicate whether it is feasible for your company to obtain a DC qualification.
Pension Due Diligence
Pension schemes remain a complex mix of regulations, obligations, and providers. This applies to entrepreneurs and investors, as well as to financial advisors and lawyers involved in mergers, acquisitions, or harmonisation processes. We often find that support from pension specialists adds valuable depth to standard due diligence procedures, benefiting all parties involved.
Mergers and acquisitions can hide significant risks, including those related to pensions. That’s why it’s essential to conduct a thorough pension due diligence investigation.
Scope of Application
Does your organisation fall under the scope of a specific industry-wide pension fund (Bpf)? This is often unclear for employers. The answer is described in the mandatory participation decree, but for non-experts, these documents are nearly unreadable. Montae & Partners supports employers during mergers, acquisitions, or harmonisation processes in determining whether they are required to join a Bpf. We also assess the impact of applying a specific collective labour agreement (CLA).We provide clear insight into the costs of a potential transition to a pension fund or CLA, and we guide employers through the transition process to an industry-wide pension fund or CLA.